Basic Information

Welcome Benefits Welcome Benefits: Tata Neu Plus HDFC Bank Credit Card

Card Details Card Name: Tata Neu Plus HDFC Bank Credit Card
Bank Name: HDFC Bank
Card Type: Co-branded Credit Card
Network: RuPay

Card Category Mid Premium

Payment Network RuPay

Rewards Program

Reward Points Reward Rate:
2% NeuCoins on eligible non-EMI retail spends at partner Tata brands
1% NeuCoins on eligible non-EMI retail spends at non-Tata brands
1% NeuCoins on merchant EMI spends
UPI: 0.25% on eligible UPI transactions + additional 0.75% with Tata Neu UPI ID
Reward Value: NeuCoins

Redemption Reward Redemption Options: Tata Neu ecosystem / eligible Tata Neu redemption options

Milestone Rewards Milestone Benefit: 1 Domestic Airport Lounge voucher
Spend Condition: ₹50,000 or more in a calendar quarter

Travel Benefits

Airport Lounge Domestic Airport Lounge: 1 voucher per qualifying calendar quarter
Lounge Spend Condition: ₹50,000+ spends in calendar quarter

Shopping Benefits

Online Shopping Online Shopping Benefit: 1% NeuCoins on eligible non-Tata brand retail spends

EMI Offers Merchant EMI: 1% NeuCoins on merchant EMI spends

Daily Spending Benefits

Education Education Fee Rewards: Eligible direct school/college payments can earn NeuCoins

Digital Features

Payments UPI on Credit Card: Yes — RuPay Credit Card

Mobile Wallet Google Pay: Supported for eligible UPI transactions

Fees & Charges

Joining Charges Joining Fee: ₹499 + applicable taxes

Annual Charges Annual Fee: ₹499 + applicable taxes
Annual Fee Waiver: ₹1,00,000 annual spends

EMI Charges EMI Facility: Available

Performance & Ratings

Best Usage Best For: Tata brand shopping, everyday spending, UPI, Tata Neu ecosystem

Advantages Pros: 2% NeuCoins on eligible Tata brand spends; 1% on eligible non-Tata spends; UPI rewards; quarterly lounge voucher on ₹50,000 spend

Limitations Cons: Lounge benefit is spend-based; several transaction categories do not earn NeuCoins