Basic Information

Welcome Benefits All Welcome Benefits: 1 Free Night Award up to 15,000 Marriott Bonvoy Points + 10 Elite Night Credits + Marriott Bonvoy Silver Elite Status

Card Details Card Name: Marriott Bonvoy HDFC Bank Credit Card
Bank Name: HDFC Bank
Card Type: Credit Card
Network: Diners Club

Card Category Card Category: Premium & Super Premium Credit Card

Payment Network Payment Network: Diners

Eligibility Minimum Income Required: Salaried: Net Monthly Income > ₹1,00,000; Self-employed: ITR > ₹15 lakh/year
Employment Type: Salaried / Self-employed
Age Criteria: Salaried: 21–60 years; Self-employed: 21–65 years

Rewards Program

Reward Points Reward Rate: 8 Marriott Bonvoy Points/₹150 at participating Marriott hotels; 4 Points/₹150 on Travel, Dining & Entertainment; 2 Points/₹150 on other eligible spends
Reward Value: Marriott Bonvoy Points redeemable for Marriott stays, Marriott Bonvoy Moments and eligible travel/rewards
Reward Expiry: Subject to Marriott Bonvoy Program Rules

Redemption Reward Redemption Options: Marriott Bonvoy hotel stays, Marriott Bonvoy Moments experiences, travel and other eligible Marriott Bonvoy redemptions
Redemption Fee: No separate redemption fee identified for Marriott Bonvoy points

Milestone Rewards Milestone Benefit: 1 Free Night Award at ₹6 lakh, ₹9 lakh and ₹15 lakh eligible annual anniversary spends
Annual Spend Benefit: Up to 3 additional Free Night Awards per anniversary year

Travel Benefits

Airport Lounge Domestic Airport Lounge: 12 complimentary visits/year within India, including domestic and international terminals
International Airport Lounge: 12 complimentary visits/year outside India
Lounge Spend Condition: Lounge access subject to card validation and applicable lounge terms

Membership Priority Pass: Not specified

Travel Offers Travel Booking Offers: Marriott Bonvoy travel/hotel-related benefits and offers

Forex Benefits International Offers: International lounge and Marriott Bonvoy travel benefits

Shopping Benefits

Brand Offers Merchant Discounts: Offers may be available through HDFC Bank/Marriott partner ecosystem

Fuel Benefits

Fuel Savings Fuel Surcharge Waiver: No fuel reward points; specific fuel surcharge benefit not identified for this card

Dining & Entertainment

Dining Dining Rewards: 4 Marriott Bonvoy Points/₹150 on eligible Dining & Entertainment spends

Movies Movie Ticket Offer: Not specified

Lifestyle Benefits

Golf Golf Games: Complimentary golf access twice per quarter, subject to program T&C
Golf Lessons: Complimentary golf lessons twice per quarter, subject to program T&C

Concierge Concierge Service: Concierge service available

Luxury Services Luxury Hotel Benefits: Marriott Bonvoy hotel benefits including Free Night Awards and Silver Elite status

Daily Spending Benefits

Utility Bills Utility Benefits: No specific cashback/reward rate identified

Rent Payments Rent Payment Benefit: Rental transactions excluded from milestone eligible spends

Insurance & Protection

Insurance Air Accident Insurance: Up to US$12,500

Fees & Charges

Joining Charges Joining Fee: ₹3,000 + applicable taxes

Annual Charges Annual Fee: ₹3,000 + applicable taxes
Annual Fee Waiver: No fee waiver

Finance Charges Interest Rate: 3.6% per month as stated by HDFC Bank

Cash Advance Charges Cash Withdrawal Fee: 2.5% of amount withdrawn or ₹500, whichever is higher

EMI Charges EMI Facility: SmartEMI available
EMI Processing Fee: Up to ₹999 + applicable taxes for Smart EMI; merchant EasyEMI up to ₹299

Forex Charges Forex Markup Fee: 3.5%
Dynamic Currency Conversion Charges: 1% markup on eligible DCC transactions

Other Charges Card Replacement Fee: ₹100
Overlimit Fee: 2.5% of overlimit amount, minimum ₹550