Credit Card Collection

LIC Card Credit Cards

Explore LIC Credit Card options in 2026. Compare eligibility, rewards, annual fees, policyholder benefits and documents before applying online in India.

4 Cards Available

LIC Card Credit Cards

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LIC Card

Classic - IDFC

Credit Card

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LIC Card

Select - IDFC

Credit Card

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LIC Card

Signature - Axis

Credit Card

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LIC Card

Platinum - Axis

Credit Card

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LIC Card Credit Cards – Detailed Overview

Make your everyday spending more rewarding with LIC Credit Card options designed for insurance policyholders and eligible applicants in India. Explore co-branded credit cards from LIC's partner banks and discover benefits such as reward points on eligible LIC premium payments, shopping privileges, travel features and convenient digital transactions. Compare LIC Credit Card eligibility, required documents, joining fees, annual charges and card-specific rewards before making your choice. Learn about LIC Axis Bank, LIC IDFC FIRST Bank and LIC IDBI Bank credit card options, review their features and understand how to apply online in 2026. Choose a suitable LIC Credit Card based on your insurance payments, spending preferences and financial requirements.

Frequently Asked Questions About LIC Card Credit Cards (FAQ)

Common questions about LIC Card credit cards.

What is LIC Credit Card and which banks offer LIC co-branded credit cards in India?

LIC Credit Card is a co-branded credit card option offered through partnerships between Life Insurance Corporation of India and selected banks. Applicants can explore LIC Axis Bank, LIC IDFC FIRST Bank and LIC IDBI Bank credit card options, depending on current availability. These cards may offer rewards on eligible purchases, insurance premium payments and everyday spending. Compare each card's features, fees and eligibility before choosing a suitable LIC Credit Card in India.

How can I apply for LIC Credit Card online in 2027?

You can apply for an LIC Credit Card online by exploring available co-branded cards from partner banks such as Axis Bank, IDFC FIRST Bank and IDBI Bank. Select a suitable card, visit the respective bank's official application page, enter your personal and income details, and submit the required documents. The bank will review your application, verify your eligibility and decide whether to approve the LIC Credit Card application.

What is the eligibility criteria for LIC Credit Card in 2027?

LIC Credit Card eligibility depends on the issuing bank and the specific card variant. Applicants generally need to meet the bank's minimum age, income, residential and credit history requirements. Salaried and self-employed individuals may both be eligible, subject to the bank's policies. Having an LIC insurance policy does not automatically guarantee credit card approval, as the issuing bank independently evaluates every application.

Can I get an LIC Credit Card if I already have an LIC insurance policy?

Yes, LIC policyholders can explore co-branded credit card options offered by LIC's banking partners. However, holding an LIC insurance policy does not automatically qualify you for a credit card. Approval depends on the issuing bank's income criteria, credit score, repayment history and other eligibility conditions. Check the specific LIC Credit Card benefits available to policyholders before applying online.

What is the minimum salary required to apply for an LIC Credit Card?

There is no single minimum salary applicable to all LIC Credit Cards because the income requirement varies between partner banks and card variants. Salaried applicants must meet the issuing bank's prescribed monthly or annual income criteria, while self-employed applicants may need to provide income proof or financial documents. Check the latest LIC Credit Card eligibility requirements of the selected bank before submitting an application.

What are the main benefits and reward points offered by LIC Credit Cards?

LIC co-branded credit cards may provide reward points on eligible retail purchases, insurance premium payments and selected spending categories. Depending on the issuing bank and card variant, additional benefits may include shopping offers, online transaction privileges, milestone benefits and travel-related features. The reward structure, exclusions and redemption value differ across LIC Axis Bank, LIC IDFC FIRST Bank and LIC IDBI Bank cards.

Can I earn reward points or cashback by paying my LIC insurance premium through a credit card?

Some LIC co-branded credit cards may offer reward points or other benefits on eligible LIC insurance premium payments. However, rewards are not guaranteed on every premium transaction. Eligibility depends on the card variant, payment channel, merchant category and the bank's reward programme terms. Before paying your insurance premium, review the latest exclusions, transaction charges and reward conditions to understand the actual benefits.

Is LIC Credit Card lifetime free or does it have joining and annual fees?

LIC Credit Cards are not necessarily lifetime free. Joining fees, annual membership charges and renewal fee waivers depend on the issuing bank and selected card variant. Some cards may offer a lifetime-free facility, while others may waive annual fees after meeting specified spending conditions. Always compare LIC Credit Card annual fees, joining charges and other applicable fees before completing your online application.

What documents are required for LIC Credit Card online application in India?

The documents required for an LIC Credit Card application generally include PAN card, identity proof, address proof and income-related documents, depending on the bank's verification process. Salaried applicants may be asked for salary slips or bank statements, while self-employed applicants may need income tax returns or other financial records. Additional documentation may be requested during verification, so check the selected bank's latest requirements.

Which LIC Credit Card is better – LIC Axis Bank, LIC IDFC FIRST Bank or LIC IDBI Bank?

The right LIC Credit Card depends on your spending habits, insurance premium payments and preferred benefits. LIC Axis Bank cards, LIC IDFC FIRST Bank cards and LIC IDBI Bank cards may have different reward structures, annual fees, eligibility requirements and additional privileges. Compare their features, reward redemption options, joining charges and renewal conditions to identify the most suitable LIC Credit Card for your financial needs.

How can I check LIC Credit Card application status after applying online?

After submitting your LIC Credit Card online application, you can track its progress through the application status facility provided by the issuing bank. You may need your application reference number, registered mobile number or other verification details. The bank may show whether your application is under review, approved, rejected or awaiting additional documents. For delayed applications, contact the respective bank's customer support for an update.