Basic Information

Welcome Benefits 2,000 reward points on making an eligible retail transaction within 30 days of card issuance and paying the annual membership fee by the due date.

Card Details Card Name: RBL Bank Shoprite Credit Card; Bank Name: RBL Bank; Card Type: Credit Card

Card Category Entry Level

Rewards Program

Reward Points Reward Rate: 20 reward points per ₹100 spent on grocery shopping, maximum 1,000 reward points per month; 1 reward point per ₹100 spent on other purchases except fuel.

Redemption Reward Redemption Options: Redeem reward points through RBL Rewards; Reward Redemption Fee: ₹99 + applicable taxes.

Milestone Rewards ₹2,500 worth FREE shopping in a year

Shopping Benefits

Online Shopping Shoppers Stop official website पर 3% Reward Points; अन्य online shopping benefits: —

Offline Shopping Retail Shopping Offers: Grocery shopping reward points.

Fuel Benefits

Fuel Savings Fuel Surcharge Waiver: 1% fuel surcharge waiver on eligible transactions between ₹500 and ₹4,000, maximum ₹100 per month.

Dining & Entertainment

Movies Movie Ticket Offer: 10% discount up to ₹100 on BookMyShow movie tickets, 15 times in a year.

Daily Spending Benefits

Grocery Grocery Reward Points: 20 reward points per ₹100 spent on grocery shopping; maximum 1,000 reward points per month.

Digital Features

Banking Features RBL MyCard App: Card-related details can be viewed through the app.

Fees & Charges

Joining Charges Joining Fee: ₹500 + applicable taxes.

Annual Charges Annual Fee: ₹500 + applicable taxes; Annual Fee Waiver: ₹1.5 lakh annual spends or more, as listed in the official schedule.

Finance Charges Interest Rate: Up to 3.5% per month / 42% per annum; Late Payment Fee: 15% of Total Amount Due, minimum ₹350 and maximum ₹1,000.

Cash Advance Charges Cash Withdrawal Fee: 2.5% of cash amount, minimum ₹300.

Forex Charges Forex Markup Fee: 3.50%.

Other Charges Reward Redemption Fee: ₹99 + applicable taxes; Overlimit Fee: ₹600.

Performance & Ratings

Best Usage Best For: Grocery Shopping, Everyday Spending

Advantages Pros: Grocery-focused reward points; BookMyShow movie discount; fuel surcharge waiver; low annual fee.

Limitations Cons: Grocery rewards capped at 1,000 points per month; annual fee applies unless spend-based waiver is achieved; no verified lounge or premium travel benefits found.