Basic Information

Welcome Benefits Welcome Benefits: ₹250 welcome voucher on first successful transaction with partner brands

Card Details Card Name: Edge CSB Bank Credit Card
Bank Name: CSB Bank
Card Type: Credit Card
Network: RuPay

Payment Network Network: RuPay

Rewards Program

Reward Points Reward Rate: 2% Jewels on all spends
Reward Value: Value depends on redemption category

Cashback Cashback Rate: 10% cashback on one selected category: Travel, Food or Shopping
Cashback Limit: Category can be changed every 3 billing cycles
Cashback Categories: Travel, Food, Shopping

Redemption Reward Redemption Options: Jewels redeemable on Jupiter App

Travel Benefits

Airport Lounge Domestic Airport Lounge: 2 visits per quarter, up to 8 per year
International Airport Lounge: 2 visits per year
Lounge Spend Condition: ₹30,000 eligible spend in last 3 months

Membership Priority Pass: Available

Fuel Benefits

Fuel Savings Fuel Surcharge Waiver: 1% fuel surcharge waiver, maximum ₹100 per billing cycle, minimum ₹400 and maximum ₹3,000 spend

Dining & Entertainment

Dining Dining Cashback: 10% cashback on selected Food category

Daily Spending Benefits

Rent Payments Rent Payment Fee: 1% of transaction amount, minimum ₹149

Digital Features

Payments UPI on Credit Card: RuPay UPI support

Banking Features Mobile Banking: Jupiter App
Instant Card Control: Available

Add-on Features

Family Benefits Add-on Card: Available

EMI Features EMI Conversion: Available

Bill Payments Auto Debit Facility: Available
Auto-debit Failure Fee: Nil

Fees & Charges

Joining Charges Joining Fee: Nil

Annual Charges Annual Fee: Nil
Annual Fee Waiver: Nil

Finance Charges Interest Rate: 3.75% monthly / 45% annual
Late Payment Fee: 5% of outstanding amount, minimum ₹250, maximum ₹2,000

Cash Advance Charges Cash Withdrawal Limit: Up to 20% of credit limit
Cash Withdrawal Fee: Not specified

EMI Charges EMI Facility: Available
EMI Processing Fee: Not specified
EMI Interest: Not specified

Forex Charges Forex Markup Fee: 3.5%
Dynamic Currency Conversion Charges: 1%

Other Charges Card Replacement Fee: ₹249
Overlimit Fee: Nil

Performance & Ratings

Best Usage Best For: Travel, Shopping, Dining

Advantages Pros: Lifetime-free card, 2% base rewards, 10% selected-category cashback, lounge access

Limitations Cons: 3.5% forex markup, cashback category change every 3 billing cycles