Basic Information

Welcome Benefits All Welcome Benefits: ₹500 Amazon.in Gift Card on payment of ₹499 annual fee + applicable taxes, subject to applicable terms.

Card Details Card Name: SimplyCLICK SBI Card
Bank Name: SBI Card / State Bank of India
Card Type: Shopping / Online Shopping Credit Card
Network: Visa / Mastercard

Card Category Card Category: Entry Level

Payment Network Payment Network: Visa / Mastercard

Eligibility Employment Type: Salaried / Self-Employed
Age Criteria: Minimum 21 years; SBI general online credit-card eligibility states maximum age 70 years.

Credit Limit Minimum Credit Limit: ₹10,000
Maximum Credit Limit: ₹5,00,000

Rewards Program

Reward Points Reward Rate: 1 RP / ₹100 on other eligible spends; 5X RP / ₹100 on online spends; 10X RP / ₹100 on online spends with exclusive partners.
Reward Value: 4 Reward Points = ₹1

Redemption Reward Redemption Options: SBI Rewards Catalogue / eligible redemption options

Milestone Rewards Milestone Benefit: ₹2,000 e-voucher on ₹1 lakh annual online spends + ₹2,000 e-voucher on ₹2 lakh annual online spends
Annual Spend Benefit: Up to ₹4,000 e-vouchers on ₹2 lakh annual online spends.

Shopping Benefits

Online Shopping Amazon Benefits: 10X reward points as an exclusive partner under applicable programme/offer; ₹500 Amazon.in welcome gift card
Myntra Benefits: Myntra listed among exclusive online partners in current SBI material.
Online Shopping Benefit: 5X reward points on online spends + 10X on exclusive partner online spends

Brand Offers Merchant Discounts: Exclusive online partner rewards

Fuel Benefits

Fuel Savings Fuel Surcharge Waiver: 2.5% fuel surcharge waiver on transactions of ₹500–₹3,000; maximum waiver ₹100 per statement cycle per card account.

Fuel Rewards Fuel Reward Points: Fuel transactions excluded from reward-point program.

Insurance & Protection

Card Security Fraud Protection: SBI Card Helpline/emergency support available.

Digital Features

Payments Contactless Payment (Tap & Pay): Available; contactless transactions up to ₹5,000 per transaction as stated by SBI.

Banking Features Mobile Banking: SBI Card Mobile App / online self-service

Add-on Features

Family Benefits Paid Add-on Card: Add-on card facility available for spouse, parents, siblings and children above 18 years.

Fees & Charges

Joining Charges Joining Fee: ₹499 + applicable taxes

Annual Charges Annual Fee: ₹499 + applicable taxes
Annual Fee Waiver: Renewal fee reversed if previous-year annual spends are ₹1,00,000 or more.

EMI Charges EMI Facility: Available

Customer Support

Service 24×7 Customer Support: SBI Card customer/emergency helpline available

Emergency Services Emergency Card Replacement: Emergency support available.

Performance & Ratings

Best Usage Best For: Online Shopping, E-commerce, Online Rewards

Advantages Pros: 5X online rewards; 10X exclusive-partner online rewards; ₹4,000 milestone e-vouchers; ₹500 Amazon welcome gift card; fuel surcharge waiver; ₹1 lakh spend-based annual-fee reversal; contactless payments