HDFC Bank Regalia Credit Card

Welcome Benefit

Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off).

Milestone Benefit

• Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
• Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary year.
• Earn 4 Reward Points on every Rs.150 on all retail* spends including Insurance, Utilities and Education.​

Complimentary Airport Lounge Access

12 complimentary access per calendar year within India (both at 6 domestic and 6 international terminals) using the HDFC Bank Regalia Credit Card.

Concierge

Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Regalia Credit Card. Simply call us: toll-free on 1860 425 1188 (India) / Email ID:regalia.support@smartbuyoffers.co

FUEL SURCHARGE WAIVER

• 1% fuel surcharge waiver on fuel purchases at every fuel stations across India.
• Transactions between Rs 400 to Rs 5,000 (maximum benefits up to Rs.500* per month card statement).
• surcharge tax is non-refundable on fuel.

Good Food Trail Program

Enjoy amazing dining benefits with the Good Food Trail program.
• Get up to 20% savings on all your restaurant bill payments via Swiggy Dineout (20k+ restaurants).
• Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done via the Swiggy App.

Zero Lost card liability

In the unfortunate event of losing your HDFC Bank Regalia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.

Foreign Currency Markup

2% on all your foreign currency spends.

Revolving Credit

Enjoy Revolving Credit on your HDFC Bank Regalia Credit Card at nominal interest rate. Refer to the Fees and Charges section.

Insurance/Comprehensive protection & Nominee details for Insurance.

• Accidental air death cover worth Rs. 1 Crore.
• Emergency overseas hospitalization: up to Rs. 15 lakhs​​​​​​.​
• Lost Card Liability Cover : Upto Rs 9 lakhs.

Smart EMI

HDFC Bank Regalia Credit Card comes with an option to convert your big spends into EMI after purchase.

Renewal Offer

Renewal fee waived off if you spend more than 3L in the previous year​​​​​​​.​

FEES & CHARGES

Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes (Spend ₹3,00,000 waiver on the renewal membership fee).