HDFC Bank Indian Oil Credit Card

Benefit

Earn up to 50 Litres of Free fuel annually.

Points Benefit

• Earn 5% of your spends as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points post 6 months from card issuance).
• Earn 5% of your spends as Fuel Points on Groceries and Bill Payments (Max 100 Fuel Points per month on each category).
• Earn 1 Fuel Point for every ₹150 spent on all other purchases.​

Complimentary

Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership.

FUEL SURCHARGE WAIVER

• 1% fuel surcharge waiver on fuel purchases at every fuel stations across India.
• Transactions between Rs 400 to Rs 5,000 (maximum benefits up to Rs.250 per month card statement).
• surcharge tax is non-refundable on fuel.

Good Food Trail Program

Enjoy amazing dining benefits with the Good Food Trail program.
• Get up to 20% savings on all your restaurant bill payments via Swiggy Dineout (20k+ restaurants).
• Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done via the Swiggy App.

Zero Lost card liability

In the unfortunate event of you losing your IndianOil HDFC Bank Credit Card, report it immediately to our 24-hour call centre. After reporting the loss, you have zero liability on any fraudulent transactions made on your Credit Card.

Interest Free Credit Period

Up to 50 days of interest free period on your IndianOil HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).

Revolving Credit

Enjoy Revolving Credit on your IndianOil HDFC Bank Credit Card at nominal interest rate. Please refer to the Fees and Charges section.

Smart EMI

IndianOil HDFC Bank Credit Card comes with an option to convert your big spends into EMI after purchase.

Renewal Offer

Spend ₹50,000 and above in the first year and get a waiver on the renewal membership fee​​​​​​​.​

FEES & CHARGES

Joining/ Renewal Membership Fee – Rs. 500/- + Applicable Taxes. (Spend ₹50,000 waiver on the renewal membership fee)