IRCTC HDFC Bank Credit Card

Card Type: Rewards

Welcome Benefit

Welcome Gift voucher worth INR 500 on card activation within first 37 days of card issuance. To know more about Welcome Benefit and card activation.

Milestone Benefit

• Gift voucher worth INR 500 on quarterly spends of INR 30,000. To know more about Milestone Benefit.

Complimentary IRCTC Lounge Access

8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter). To know more about IRCTC Executive Lounges.

Reward Point

• 5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App . To know more about the accrual of reward points
• 1 Reward Point for every INR 100 spent on all other spends . To know more about the Reward Points accrual

cashback

• Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy.
• 1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of INR 1,000 per statement cycle).

FUEL SURCHARGE WAIVER

• 1% fuel surcharge waiver on fuel purchases at every fuel stations across India.
• Transactions between Rs 400 to Rs 5,000 (maximum benefits up to Rs.250 per month card statement).
• surcharge tax is non-refundable on fuel.

Credit Card on UPI

The IRCTC HDFC Bank Credit Card is enabled for linking to UPI. To know about how to link your IRCTC HDFC Bank Credit Card on BHIM UPI.

Interest Free Credit Period

Up to 50 days of interest free period on your HDFC Bank Rupay IRCTC Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).

Revolving Credit

Available at a nominal interest rate on your HDFC Bank Rupay IRCTC Credit Card. Please refer to Fees and Charges section.

Smart EMI

IRCTC HDFC Bank Credit Card comes with an option to convert your big spends into EMI after purchase.

Renewal Offer

Spend INR 1,50,000 or more in an anniversary year, before your Credit Card renewal date and get your renewal fee waived off.

FEES & CHARGES

Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes (Spend ₹3,00,000 waiver on the renewal membership fee).

HDFC Bank IRCTC Credit Card