HDFC Bank Freedom Credit Card

Welcome Benefit

500 CashPoints (applicable only on payment of membership fee).
Lower interest rate of 0.99% on for first 90 days on non-EMI spends from card issuance date. ( Not applicable on Insta loan, Insta Jumbo Loan, SmartEMI, EasyEMI, Balance transfer or Cash transactions ) .

CashPoints

• 10X CashPoints on your favourite merchants - Big Basket, BookMyshow, OYO, Swiggy & Uber ( Maximum of 2,500 CashPoints can be earned in a calendar month ).
• 5X CashPoints on EMI spends at merchant locations ( Maximum of 2,500 CashPoints can be earned in a calendar month ).
• 1 CashPoint for every Rs.150 on other spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases ).​

FUEL SURCHARGE WAIVER

• 1% fuel surcharge waiver on fuel purchases at every fuel stations across India.
• Transactions between Rs 400 to Rs 5,000 (maximum benefits up to Rs.250 per month card statement).
• surcharge tax is non-refundable on fuel.

Good Food Trail Program

Enjoy amazing dining benefits with the Good Food Trail program.
• Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants) (Offer inclusive of Restaurant and Swiggy Discount). Offer valid only on payments done via Swiggy App.

Zero Lost card liability

In the unfortunate event of losing your HDFC Bank Freedom Credit Card, report it immediately to our 24-hour call centre. On reporting the loss immediately, you have zero liability on any fraudulent transactions made on your Credit Card.

Interest Free Credit Period

Avail up to 50 days of interest free period on your HDFC Bank Freedom Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).

Revolving Credit

Enjoy Revolving Credit on your HDFC Bank Freedom Credit Card at nominal interest rate. Please refer to the Fees and Charges section.

Smart EMI

HDFC Bank Freedom Credit Card comes with an option to convert your big spends into EMI after purchase.

Renewal Offer

Get renewal membership fee waived off by spending ₹50,000 and above in an annual year​​​​​​​.​

FEES & CHARGES

Joining/ Renewal Membership Fee – Rs. 500/- + Applicable Taxes (Spend ₹50,000 waiver on the renewal membership fee).