HDFC Bank EasyEMI Credit Card

Welcome Benefit

500 Cash Points (applicable only on payment of membership fee).

Milestone Benefit

Spend ₹20000 & above in the first 90 days and get first year memebership fee waived off. .​

CashBack

• 5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy (minimum transaction size of ₹2000, Max ₹1000 CashBack per calendar month in first 6 months, Max ₹ 750 CashBack post 6 months from card issuance).
• 2.5% CashBack on all online spends (minimum transaction size of ₹2000, maximum CashBack = ₹750 / calendar month).
• 1% CashBack on all offline spends and Wallet reloads (Minimum transaction size of ₹100, maximum CashBack = ₹750 / calendar month).

EasyEMI

All transactions of ₹10,000 and above will be auto converted to EasyEMI for 9 months (Processing Fee of ₹99 + GST and ROI of 1.67% per month will be levied). Auto conversion not applicable on gold, jewellery and fuel transactions. Auto EMI conversion will be processed after 5 business days from the date of transaction. ( Note : Auto EMI is not processed if the Easy EMI Credit Card is in block state )

FUEL SURCHARGE WAIVER

• 1% fuel surcharge waiver on fuel purchases at every fuel stations across India.
• Transactions between Rs 400 to Rs 5,000 (maximum benefits up to Rs.500* per month card statement).
• surcharge tax is non-refundable on fuel.

Good Food Trail Program

Enjoy amazing dining benefits with the Good Food Trail program.
• Get up to 20% savings on all your restaurant bill payments via Swiggy Dineout (20k+ restaurants).
• Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done via the Swiggy App.

Zero Lost card liability

In the unfortunate event of losing your HDFC Bank EasyEMI Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.

Foreign Currency Markup

2% on all your foreign currency spends.

Revolving Credit

Enjoy Revolving Credit on your HDFC Bank EasyEMI Credit Card at nominal interest rate. Refer to the Fees and Charges section.

Insurance/Comprehensive protection & Nominee details for Insurance.

• Accidental air death cover worth Rs. 1 Crore.
• Emergency overseas hospitalization: up to Rs. 15 lakhs​​​​​​.​
• Lost Card Liability Cover : Upto Rs 9 lakhs.

Smart EMI

HDFC Bank EasyEMI Credit Card comes with an option to convert your big spends into EMI after purchase.

Renewal Offer

Spend ₹50,000 and above in the first year and get a waiver on the renewal membership fee​​​​​​​.​

FEES & CHARGES

Joining/ Renewal Membership Fee – Rs. 500/- + Applicable Taxes (Spend ₹50,000 waiver on the renewal membership fee).