0 – JOINING FEE
0 – ANNUAL FEE
0 – INSURANCE FEE

1. POWERFUL REWARD PROGRAMME:
• 1 Reward Point = 0.75 Rupees
• 2 Reward Points for Rs. 100 spent on LIC premium payments and international spends.
• 1 Reward Point for every Rs. 100 spent on all other categories

2. INSURANCE COVER:
• Complimentary lost card liability insurance cover up to your credit limit.
• 3 Lac Personal Accident Cover and 1 Cr. Air Accidental Insurance

3. FUEL SURCHARGE WAIVER:
1% fuel surcharge waiver at all fuel pumps across India (for transactions between Rs. 400 and Rs. 4000). Maximum benefits up to Rs. 400 per month

4. 15% DISCOUNT AT OVER 4000 RESTAURANTS ACROSS INDIA IN DINING DELIGHTS
5. ADD-ON CARDS UP TO 3 FREE
6. CASH WITHDRAWAL FACILITY
7. HIGHEST LEVEL OF SECURITY WITH EMV CHIP & PIN CREDIT CARDS